Be Positive About Negative Equity

We don't agree that car sales should be affected by negative equity. Our Motorloan considers the customers ability to repay the loan and doesn't focus on the Loan To Value of the car being purchased.

This means customers are able to get out of vehicles that have dropped in value faster than their settlement figure and into a car they really want.

We have two distinct areas where we can help solve this problem.

Motorloan

• The only facility in the industry with no loan to value restrictions.
• Ideal solution to funding over retail balances due to negative equity or perhaps F&I product sales.
• Supports "Treating Customers Fairly" by itemising the cost of goods and negative equity seperately.
• Available on cars, lifestyle vehicles and motorbikes.
• Maximum lend of £25k.

Top Up Loan

• Advances of £1000 upto £3000.
• Must be used in conjunction with a motor finance agreement.
• Periods of up to 60 months available.

Both products can be accessed directly through our MAIA Online system.